Podcast: How a community bank boosted its consumer mortgage program
How does a community bank whose bread and butter was mortgage lending make the business sustainable in a time when mortgages have increasingly moved to the nonbank sector?
Browsing: Portfolio lending
Podcast: With Rebrand, WaFd Puts Its Bank Identity Front and Center
Washington Federal — a $16.4 billion regional institution based in Seattle — had a problem: many in the general public didn’t realize exactly what it did.
Qualified Opportunity?
Non-QM mortgage loans are gaining traction, but the category still carries heightened risks.
Podcast: Community Bankers’ Regulatory Optimism for 2019
Charlie Schmalz talks about policy issues facing community banks in 2019, the persistence of the mutual banking model, community bank technology plays — and the best place to get Wisconsin cheese curds.
Reg Relief for Real Estate Lenders
How S. 2155 advances needed changes to real estate lending regulations.
ABA, State Associations Urge House to Pass S. 2155 ‘As Soon as Possible’
ABA and state bankers associations across the country today sent letters to congressional leaders urging the House to pass S. 2155 — the Senate-passed regulatory reform bill — “as soon as possible.”
GOP, Democratic Senators Strike Bipartisan Reg Relief Deal
Numerous regulatory relief proposals long backed by ABA are included in a bipartisan deal announced today by Senate Banking Committee Chairman Mike Crapo (R-Idaho).
California Op-Ed: Reg Reform Is ‘Sensible Solution’
Several bills pending in Congress represent “sensible regulatory changes” that will help banks of all sizes grow the economy, wrote California Bankers Association President and CEO Simone Lagomarsino in an Orange County Register op-ed today.
ABA Urges Careful Consideration of Cost, Reg Burden in ATR Review
ABA yesterday urged the Consumer Financial Protection Bureau to carefully consider costs and burdens associated with its Ability-to-Repay/Qualified Mortgage rule as it conducts a required assessment of the final rule’s effectiveness.
Financial Choice Act Clears House Committee
The House Financial Services Committee today voted to advance the Financial Choice Act, Chairman Jeb Hensarling’s (R-Texas) sweeping, 600-page bill aimed at reforming parts of the Dodd-Frank Act’s extensive supervisory regime and providing regulatory relief for banks.