FDIC proposes eliminating deposit insurance recordkeeping requirement for large banks
The FDIC proposed to eliminate a regulation requiring large banks to maintain certain recordkeeping systems for deposit insurance purposes.
Tag: Deposit insurance
ABA offers improvements for FDIC deposit insurance assessment, resolution plan proposals
While two FDIC proposals to revise deposit insurance assessments and resolution planning are a step in the right direction, the ...
FDIC overhauls review process for deposit insurance applications
The FDIC announced a new, two-phase process for deposit insurance applications meant to speed up agency reviews and encourage de ...
Podcast: Why it might be time to revisit a key FDIC ratio
An up-to-date simulation incorporating more current data may allow the FDIC to meet its goals of covering the industry with ...
Is the FDIC’s 2% Designated Reserve Ratio still the right target?
The FDIC’s 2% Designated Reserve Ratio was developed using information available during the financial crisis. Subsequent experience and structural changes ...
Rethinking the reserve ratio
Should the denominator reflect the assessment base? A technical analysis
Small Business Bank in Kansas closed by regulators
Kansas regulators closed Small Business Bank in Lenexa, Kansas, and appointed the FDIC as receiver. The Farmers State Bank of ...
FDIC proposes to adjust assessment methodologies, rate schedules
The FDIC proposed updating the definitions of small and large institutions that determine which methodology is applied to calculate an ...
FDIC’s Hill outlines proposed changes to resolution planning, DIF assessments
The FDIC is exploring whether to “significantly” slim down its resolution planning requirements for large banks and make several adjustments ...
Time to revisit “low-income” credit unions
Deposit insurance reform invites a re-examination of how the low-income designation for credit unions distorts the marketplace.
