Basel reforms reveal shortcomings of international standard-setting process
It’s inappropriate to ask American consumers and businesses to simply rely on regulators’ assurances about the future — particularly when ...
Tag: ABA Viewpoint
SEC custody rule would harm retail investors – but it’s not too late to change course
The SEC custody rule would harm retail investors, but it’s not too late to change course.
Credit unions: Member co-ops or Wall Street clients?
The credit union regulator’s recent Wall Street field trip for CUs undercuts arguments for special tax privileges.
Talent and innovation: the future of banking
Bank talent powers this innovation. Together, the investments bank leaders make in tackling these two challenges will set us on ...
Regulatory arbitrage in the payments system is risky business
Innovation that puts the payment system at greater risk isn’t “disruption.” It’s an unforced error that the Fed can and ...
Without ECIP Fix, Many Eligible CDFIs, MDIs Will Be Left Out of Key Investment Opportunity
Time is running out for the Federal Reserve to make a simple but critical fix to ensure infusions of funds ...
Connecting Community Banks to Promising Fintech Partners: Why ABA Is Investing (Again) in Canapi
To encourage bank-driven innovation and connect banks with innovating entrepreneurs to tackle banking’s toughest problems, ABA will invest in Canapi ...
Beyond the Headlines on CECL’s Early Results
Credit loss estimation is complicated, and CECL’s lifetime loss objective makes it even more so. While a robust quantitative impact ...
Why ABA Invested in NYDIG: Supporting Banks as They Help Customers Access Cryptocurrency
As more customers engage with cryptocurrency, they are increasingly looking to banks to help them safely hold these assets. Banks ...
The Myth of the Disappearing Bank Branch
A Cleveland Fed report finds that—despite consolidation—bank branch proximity has remained stable and, in some cases, improved.
