ABA Viewpoint: The cost of standing still
The regulators’ plodding pace and outdated methods for reviewing bank mergers hurts bank customers and local communities.
Tag: ABA Viewpoint
What the FDIC can learn from the NFL’s independent review process
When banks appeal a supervisory determination at the FDIC, they do not get an independent review. Instead, they appeal to ...
Why price controls on credit cards harm consumers
Capping interest rates is a step backward for the American economy and consumers. Many existing cardholders will lose access to ...
A new front for the Trump administration in the war on inflation
Indexing regulatory thresholds to inflation by default can keep expenses down for businesses — and their clients.
The OCC has lead role in defending our dual banking system
Amid a raft of state efforts to undermine national bank preemption, the OCC needs to make a proactive case for ...
What happens in Basel doesn’t stay there
International banking standards affect all parts of the economy. We need a broad range of perspectives to inform standard-setting.
Beyond the endgame: A simpler approach to capital
A ‘single stack’ approach to capital would be efficient, flexible for smaller banks, sensitive to risk — and aligned with ...
Stick it to the scammers
Banks are aggressive at fighting and stopping fraud, but they can’t win the fight on their own. The federal government ...
FHFA’s unforced error could be costly to taxpayers
In approving Freddie Mac’s second-lien purchase program, FHFA shows that memories are short and hard lessons don’t stay learned.
Don’t reward misleading data
The CFPB continues to mislead policymakers and the public about credit card rewards programs.
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