Closing the book on account closures
The reality behind account closures is complicated and driven by the nation’s interest in protecting the financial system from a ...
Tag: ABA Viewpoint
Compounding the costs: The regulatory tsunami and small businesses
A gust of new regulations on lenders would add headwinds for beleaguered small businesses
Counting the cost: The hidden impact of policy changes on credit card users
The cumulative impact of Durbin 2.0, the CFPB's late fees proposal and the Basel III endgame could seriously harm credit ...
Navigating risk while staying nimble
We need to strike the right balance between managing risks, pushing back on unfair rules and leaders and keeping ourselves ...
Capital proposal: Endgame for a robust U.S. derivatives market?
By disregarding previous analysis of the impact capital reforms can have on the derivatives market, the authors argue federal banking ...
Fact check: Debunking seven key misconceptions in the Basel III proposal
The U.S. banking system is already well capitalized, and regulators have not demonstrated how the "Basel III endgame" proposal would ...
Myths and facts about the Federal Home Loan Bank System
Rebutting erroneous claims about the FHLBs and the failure of Silicon Valley Bank.
Basel reforms reveal shortcomings of international standard-setting process
It’s inappropriate to ask American consumers and businesses to simply rely on regulators’ assurances about the future — particularly when ...
SEC custody rule would harm retail investors – but it’s not too late to change course
The SEC custody rule would harm retail investors, but it’s not too late to change course.
Credit unions: Member co-ops or Wall Street clients?
The credit union regulator’s recent Wall Street field trip for CUs undercuts arguments for special tax privileges.
