Challenges in voice biometrics: Vulnerabilities in the age of deepfakes
Weak identity authentication and verification protocols can result in compromised online accounts and diminished information security.
Weak identity authentication and verification protocols can result in compromised online accounts and diminished information security.
ABA Banking Journal’s annual analyses target important issues across multiple topics.
Cybercriminals are professionalizing and a new threat is on the rise.
AI-generated messages and images can create realistic impersonations, which enable criminals to launch highly effective frauds at scale.
The wave of new regulations will only exacerbate the crisis, leaving consumers with higher costs and fewer options
What are the best ways to successfully bring loans with devalued collateral back into compliance with reasonable risk profiles while maintaining good borrower relationships?
The reality behind account closures is complicated and driven by the nation’s interest in protecting the financial system from a host of bad actors intent on doing harm.
Change is the only constant and banks’ processes must be fine-tuned to detect all that happens in a rapidly-transforming regulatory environment.
In a backdoor move to impose a de facto price cap on overdraft fees, the CFPB today proposed to apply requirements of Regulations Z to overdraft fees at banks and credit unions with more than $10 billion in assets.
A gust of new regulations on lenders would add headwinds for beleaguered small businesses