Déjà vu in state capitals
Legislation on ESG, artificial intelligence and interchange fees are once again on the table during the 2024 legislative sessions.
Compliance and Risk
Fed’s Barr outlines supervisory expectations for counterparty credit risk
The Federal Reserve plans to continue its supervisory focus on fundamental risk management related to counterparty credit risk, and it...
Six ways for board directors to reduce the ‘unknown unknowns’
We don’t know what we don’t know — but now is the time to ask.
Getting ready for FinCEN’s whistleblower rule
One question facing bank employees who work in compliance is how they can file a whistleblower report without violating existing...
Challenges in voice biometrics: Vulnerabilities in the age of deepfakes
Weak identity authentication and verification protocols can result in compromised online accounts and diminished information security.
Looking ahead to new challenges for banks
ABA Banking Journal’s annual analyses target important issues across multiple topics.
Seven cybersecurity threats for banks in 2024—and some smart precautions
Cybercriminals are professionalizing and a new threat is on the rise.
Generative artificial intelligence: Threat and solution for financial crime?
AI-generated messages and images can create realistic impersonations, which enable criminals to launch highly effective frauds at scale.
Adding insult to injury: How regulators are making homebuying even more expensive
The wave of new regulations will only exacerbate the crisis, leaving consumers with higher costs and fewer options
Safeguarding assets: Strategies to address collateral devaluation
What are the best ways to successfully bring loans with devalued collateral back into compliance with reasonable risk profiles while...
