OCC allows banks to hold crypto to cover related fees
The OCC issued an interpretive letter stating that national banks are permitted to hold small amounts of crypto assets, as...
Payments
Agentic commerce and the new checkout imperative for banks
AI agents, real-time rails and customer trust are redefining the retail experience.
FDIC considering tokenized deposit insurance guidance, stablecoin issuer rules
The FDIC is considering guidance on tokenized deposit insurance for banks that want to explore the option, and the agency...
Survey: Most consumers would try stablecoins if offered by banks
Nearly three in four consumers are open to trying stablecoins and other digital currency services if offered by their primary...
Former Trump adviser warns against credit card interest rate cap
A proposal to create a nationwide cap on credit card interest rates would hurt millions of Americans by cutting off...
Fed’s Miran: Stablecoins pose little risk to bank deposits
Passage of a new regulatory framework for stablecoins likely won’t lead to a flood of bank customers pulling their money...
Fed’s Waller: ‘Skinny’ master account would only be available to banks
Federal Reserve Governor Christopher Waller sought to clear up confusion about his proposal for the creation of a “skinny” master...
Rate caps hurt consumers they’re designed to help
How a recent Vanderbilt Policy Accelerator for Political Economy and Regulation study gets the credit card market wrong.
ABA, associations share recommendations for implementing Genius Act
As the Treasury Department crafts regulations to implement the Genius Act, it should seek to preserve the benefits of payment...
Bowman: Regulation preventing banks from engaging in economic innovations
The economy has changed significantly since the 2008 financial crisis, but regulation is holding back banks from fully engaging with...
