CFPB RFI seeks to reduce regulatory burdens, promote mortgage credit access

ABA economist Dan Brown discusses the recent release of HMDA data for 2025. He examines several trends, including the varying composition of bank mortgage loans in different regions, where banks face the stiffest nonbank competition in the mortgage...

Among other changes, the proposal would require banks to focus their anti-money laundering resources based on risk, with more attention given to higher-risk customers and activities, the Fed said. The move aligns with a similar proposal made by...

Published twice a year, the URA outlines federal agencies’ anticipated regulatory and deregulatory activities. While the Fall agenda is typically released by the end of the calendar year or in early January, this edition was delayed. New items...

In a joint letter to the FAA, ABA and BPI said that unauthorized unmanned aircraft activity near financial institution sites can create “obvious and legitimate risk” to physical security as well as cybersecurity, as the technology can be...

The May increase in the goods and services deficit reflected an increase in the goods deficit of $23.6 billion to $106.5 billion and an increase in the services surplus of $0.6 billion to $28.9 billion. May exports were...

Perceptions about households’ current financial situations compared to a year ago improved, with a smaller share of households reporting a worse financial situation and a larger share reporting a better financial situation; however, expectations for future credit availability...