ROAD to Housing Act becomes law
Among its homeownership benefits, the legislation also includes provisions related to brokered deposits, bank examinations, de novo bank formation and a mentor-protégé ...
Tag: Mortgage
CFPB RFI seeks to reduce regulatory burdens, promote mortgage credit access
The CFPB is looking for information about “potential regulatory changes that may reduce regulatory burdens and promote access to mortgage ...
AI in mortgages: Reshaping the lending lifecycle
Experts advise bank leaders to ensure AI is deployed responsibly, governed transparently and secured carefully.
HUD, FHFA roll out plans for new credit scoring in mortgages
HUD will adopt FICO 10T and VantageScore 4.0 for FHA loans. Fannie Mae and Freddie Mac will begin using VantageScore 4.0 immediately and the ...
Loans to non-depository financial institutions: new granularity and a rapidly growing segment
These entities play a central role in credit intermediation outside the traditional banking system.
ABA DataBank: ARMs are noticeable but niche
Adjustable-rate mortgages are increasing but remain just a small subset of the mortgage market.
Mild home appreciation in November as regions diverge
ABA’s Office of the Chief Economist believes that the low November home price appreciation reflects a housing market still weighed ...
Mortgage rates tick up, remain near 2025 lows
The rate for a 30-year fixed-rate mortgage was 6.22% this week, up from 6.17% last week. The rate for a ...
Minority banks and mortgages
How MDIs power the American dream amid an affordability crisis.
ABA Regulatory Policy and Compliance Inbox: Risk assessment of bank-owned life insurance
And what "reasonable time" means for notice of special flood hazards.
