HUD, FHFA roll out plans for new credit scoring in mortgages
HUD will adopt FICO 10T and VantageScore 4.0 for FHA loans. Fannie Mae and Freddie Mac will begin using VantageScore 4.0 immediately and the ...
Tag: Mortgage
Loans to non-depository financial institutions: new granularity and a rapidly growing segment
These entities play a central role in credit intermediation outside the traditional banking system.
ABA DataBank: ARMs are noticeable but niche
Adjustable-rate mortgages are increasing but remain just a small subset of the mortgage market.
Mild home appreciation in November as regions diverge
ABA’s Office of the Chief Economist believes that the low November home price appreciation reflects a housing market still weighed ...
Mortgage rates tick up, remain near 2025 lows
The rate for a 30-year fixed-rate mortgage was 6.22% this week, up from 6.17% last week. The rate for a ...
Minority banks and mortgages
How MDIs power the American dream amid an affordability crisis.
ABA Regulatory Policy and Compliance Inbox: Risk assessment of bank-owned life insurance
And what "reasonable time" means for notice of special flood hazards.
CSBS initiative aims to improve regulatory, supervisory solutions via technology
The initiative will focus on partnering with the private sector to leverage modern technology and improve the efficiency and effectiveness ...
Executive order calls for removal of disparate-impact liability
The EO directs federal agencies to “deprioritize enforcement” of statutes and regulations that include disparate-impact liability. It also instructs the ...
Fair servicing in focus
Navigating regulatory expectations and managing fair lending risks.
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