Podcast: Can the Fed land a ‘Goldilocks’ monetary policy landing?

The FDIC’s 2% Designated Reserve Ratio was developed using information available during the financial crisis. Subsequent experience and structural changes in the banking system raise the question of whether the original calibration remains appropriate today.

Should the denominator reflect the assessment base? A technical analysis

Consumer sentiment increased 4.9 points month-over-month in July to 54.4, but still down 7.3 points from one year ago, according to preliminary results of the University of Michigan Surveys of Consumers.

Industrial production edged up 0.1% in June and grew at an annual rate of 4% in the second quarter.

Given an increase in geopolitical uncertainties, crude oil volatility is on an upward trend.

Privately-owned housing starts in June were at a seasonally adjusted annual rate of 1.427 million, which was 19% above the revised May estimate of 1.199 million and 3.5% above the June 2025 rate of 1.379 million.