NACHA releases guide addressing contractual considerations of voice payments

New risks, uncertain territory make risk management a perilous journey in the new year.

The FDIC announced proposed changes to insured depository institution resolution planning requirements, or IDI rule. The rule, including the expected proposed changes, applies to FDIC-insured depository institutions with $50 billion or more in total assets.

Banks can use the HMDA platform to upload their loan/application registers, review edits, certify the accuracy and completeness of the data, and submit data for the filing year in compliance with the reporting requirements.

Eleven new sample documents were released, covering franchise sales and loan pools, including purchase and assumption agreements, confidentiality agreements and financing terms.

FOMC members agreed further cuts of federal funds rate in the near future “would likely be appropriate" if inflation declines as expected, while some members recommended keeping the target range “unchanged for some time” to allow policymakers to...

The Federal Reserve and FDIC today released the updated Community Reinvestment Act “small-bank” and “intermediate small-bank” asset-size thresholds for 2026. The thresholds, which ticked up slightly for the coming year, are adjusted annually.