ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
ADVERTISEMENT
Home Compliance and Risk

ABA Urges Changes to HVCRE Land Development Loan Proposal

August 23, 2019
Reading Time: 1 min read

The federal banking agencies’ June proposal to clarify the regulatory capital treatment of land development loans for single-family homes does not conform with the intent of the S. 2155 regulatory reform law, the American Bankers Association said in a comment letter yesterday. ABA said the proposal—which addressed questions related to an earlier-issued proposal on high-volatility commercial real estate acquisition, development or construction, or HVCRE ADC, loans—would discourage ADC lending.

The association instead urged regulators to determine that land loans not meeting the three-prong HVCRE ADC test in S. 2155 be excluded from the definition; to exclude horizontal construction, such as pipe-laying, as part of the treatment for one-to-four-family homes; and, in keeping with the goals of S. 2155, to set the risk weight for HVCRE ADC lending at the general 100% level. Read the letter. For more information, contact ABA’s Sharon Whitaker.

 

ADVERTISEMENT
Tags: HVCRERegulatory capitalS 2155
ShareTweetPin

Related Posts

FinCEN, IRS-CI launch series to help banks combat fentanyl trafficking

FinCEN extends compliance dates for fentanyl orders

Compliance and Risk
July 9, 2025

FinCEN has extended by more than a month the effective dates for orders involving three Mexico-based financial institutions with alleged ties to fentanyl trafficking, according to an agency statement.

FDIC issues final special assessment to recover Deposit Insurance Fund losses

FDIC board to consider proposals on CRA, bank branches

Newsbytes
July 9, 2025

The FDIC board will hold an open meeting next week to consider several agenda items, including proposals on regulatory thresholds, the Community Reinvestment Act and bank branches.

FOMC minutes: Persistent inflation clouds path forward

FOMC minutes show divergence in opinion on tariff effects

Economy
July 9, 2025

Federal Open Market Committee members remain somewhat split on the long-term effects of the Trump administration’s tariff policy on inflation, according to the minutes.

FHFA nominee: Fannie Mae, Freddie Mac conservatorships should not be ‘indefinite’

Fannie, Freddie to expand credit scoring options for mortgages

Mortgage
July 9, 2025

Fannie Mae and Freddie Mac will allow lenders the option to use VantageScore 4.0 while still allowing use of FICO to assess the creditworthiness of mortgages, FHFA Director Bill Pulte announced on a post on X.

ABA Regulatory Policy and Compliance Inbox: Must banks disclose all co-branding relationships?

ABA Regulatory Policy and Compliance Inbox: Just what is reportable under CRA?

Compliance and Risk
July 9, 2025

What about refinances and renewals for small business, small farm and community development loans? And: Understanding risk-based pricing notices.

Consumer credit increased in March

Consumer credit increased 1.2% in May

Economy
July 8, 2025

Consumer credit increased at a seasonally adjusted annual rate of 1.2% in May, the Federal Reserve reported.

NEWSBYTES

FinCEN extends compliance dates for fentanyl orders

July 9, 2025

FDIC board to consider proposals on CRA, bank branches

July 9, 2025

FOMC minutes show divergence in opinion on tariff effects

July 9, 2025

SPONSORED CONTENT

Navigating Disruption in Ag Lending – Why Tariffs Are Just the Tip of the Iceberg

Navigating Disruption in Ag Lending – Why Tariffs Are Just the Tip of the Iceberg

July 1, 2025
AI Compliance and Regulation: What Financial Institutions Need to Know

Unlocking Deposit Growth: How Financial Institutions Can Activate Data for Precision Cross-Sell

June 1, 2025
Choosing the Right Account Opening Platform: 10 Key Considerations for Long-Term Success

Choosing the Right Account Opening Platform: 10 Key Considerations for Long-Term Success

April 25, 2025
Outsourcing: Getting to Go/No-Go

Outsourcing: Getting to Go/No-Go

April 5, 2025

PODCASTS

Podcast: Inside ABA’s new Treasury Check Verification System API

June 25, 2025

Podcast: Staying close to clients amid tariff-driven volatility

June 18, 2025

Podcast: Old National’s Jim Ryan on the things that really matter

June 12, 2025
ADVERTISEMENT

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2025 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2025 American Bankers Association. All rights reserved.