How a new tax incentive could drive commercial lending in rural communities.
The rapid pace of change will continue in 2019, ABA policy staff project.
As financial regulators consider the treatment of high-volatility commercial real estate under the S. 2155 regulatory reform law, the American Bankers Association in a comment letter today urged the agencies to reconsider applying the proposed 150 percent weighting to loans that fall under the statutory “HVCRE ADC” definition.
As expected, the financial regulatory agencies today issued a proposed rule implementing a provision of S. 2155, the new regulatory reform law, regarding the treatment of high volatility commercial real estate.
With the CRE lending market currently booming, banks are increasing their concentrations in this area — particularly in construction lending — according to findings from the 2018 Commercial Real Estate Lending Survey conducted by ABA.
How S. 2155 advances needed changes to real estate lending regulations.
In addition to outlining their approach to company-run stress testing and enhanced prudential standards in light of the new regulatory reform law, the agencies today also announced how they intend to approach the implementation of several other provisions of S. 2155.
The American Bankers Association and all 52 state bankers associations on Friday wrote to the heads of the financial regulatory agencies urging regulators to finalize immediately the regulatory deduction portion of their recent proposal aimed at simplifying the complex Basel III capital calculations.
Sen. Mike Crapo (R-Idaho) tonight released a revised version of S. 2155, the bipartisan regulatory reform bill that he and four Democratic colleagues are championing.
Senate Banking Committee members Tom Cotton (R-Ark.) and Doug Jones (D-Ala.) yesterday introduced a bill that would clarify the regulatory treatment of high-volatility commercial real estate loans intended to address many banker concerns about capital requirements on HVCRE exposures.