Tag Archives: reg reform

OCC Revises Guidelines for Recovery Planning

The OCC yesterday announced revisions to its guidelines on recovery planning for the large financial institutions it regulates. Specifically, the agency has increased the threshold at which banks are covered by the guidance from $50 billion to $250 billion, and it has decreased the time within which a bank should comply with the guidelines from 18 to 12 months. The ...

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FDIC Seeks Public Comment on Brokered Deposit Regulations

In a move long sought by ABA, the FDIC today issued an advanced notice of proposed rulemaking on brokered deposits and the national rate cap. ABA has been actively engaged with the FDIC on the need to revise the regulations so that they accommodate modern banking and don’t discourage healthy banks from gathering deposits. Written over 30 years ago, brokered deposit ...

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ABA Urges Agencies to Reconsider Higher Risk Weighting for HVCRE ADC Loans

As financial regulators consider the treatment of high-volatility commercial real estate under the S. 2155 regulatory reform law, the American Bankers Association in a comment letter today urged the agencies to reconsider applying the proposed 150 percent weighting to loans that fall under the statutory “HVCRE ADC” definition.

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