ABA Regulatory Policy and Compliance Inbox: When is what may seem to be an overdraft … not?
Determining if a bank's payment of a check is an extension of credit. Plus questions on Reg. X and Reg. ...
Tag: Real estate lending
FinCEN seeks feedback on real estate reporting form
FinCEN is soliciting public feedback on the proposed form it will use to collect information about certain real estate transfers ...
FinCEN renews real estate geographic targeting orders
FinCEN has renewed geographic targeting orders that require U.S. title insurance companies to identify the natural persons behind shell companies ...
Federal agencies issue guidance on residential real estate reconsiderations of value
Five agencies issued final guidance to highlight what they said are the risks associated with deficient residential real estate valuations, ...
ABA Regulatory Compliance Inbox: What is the requirement to provide credit score exception notices?
And: Questions on real-time payments and investigating multiple disputed debit card transactions.
IRS holds off on IVES updates, seeks industry input
IVES allows taxpayers to authorize third parties to request their tax return or wage transcripts to obtain a residential or ...
Safeguarding assets: Strategies to address collateral devaluation
What are the best ways to successfully bring loans with devalued collateral back into compliance with reasonable risk profiles while ...
Fed Gov. Waller: Current Surge in Housing Costs and Previous Price Bubble Not Comparable
Today’s rise in housing prices not as risky to financial stability as the real estate bubble and crash of 2008, ...
Bankers Viewpoints Shift as Pandemic Continues, CSBS Annual Survey Highlights
In 2020, local business conditions were top of mind for community bankers. This year, the lingering effect of COVID-19 on ...
What’s Driving the Hottest CRE Markets: Housing, Housing, Housing
With post-pandemic effects hindering many traditional CRE markets, developers are turning to multifamily housing to meet demand.
