ABA-Backed Bill Would Level Playing Field for Banks on Farm Real Estate Loans
Rep. Steve Watkins (R-Kan.) today introduced the Enhancing Credit Opportunities for Rural America Act (H.R. 1872), which would end taxation...
Mortgage
FHA Takes Action to Mitigate Rising Credit Risk in Single-Family Mortgages
Citing rising credit risk in its single-family loan portfolio, the Federal Housing Administration this month reintroduced manual underwriting requirements for...
OCC: Mortgage Performance Improved in Fourth Quarter
The share of current and performing first-lien mortgages in the fourth quarter of 2018 was 95.8 percent, up slightly from...
Delinquent GSE Mortgages Fall in Q4
The number of home loans backed by Fannie Mae and Freddie Mac that are 60 or more days past due...
Lands of Opportunity
How a new tax incentive could drive commercial lending in rural communities.
CFPB Seeks Public Comment on PACE Loans
The Consumer Financial Protection Bureau today requested public feedback on Property Assessed Clean Energy loans, a controversial type of financing...
Compliance in 2019: What to Expect and Where to Focus
From HMDA to CRA and from fair lending to anti-money laundering, 2019 promises to be a busy year in the...
With UMBS Looming, FHFA Issues Final Rule Aligning GSEs’ Practices
With housing GSEs Fannie Mae and Freddie Mac set to issue a single security -- the Uniform Mortgage-Backed Security --...
Podcast: Marriage and Fertility Trends and the Future of Banking
For Valentine's Day, the ABA Banking Journal Podcast digs into trends on U.S. marriage and fertility rates and how they...
Banks Project Tighter Loan Terms, Standards in 2019
Modest net percentages of banks tightened terms and standards for business loans in the previous quarter, with standards for the...
