Divergence defines Q2 lending landscape
The July 2025 Senior Loan Officer Opinion Survey highlights a bifurcated lending market.
Mortgage
Mortgage rates drop
The rate for a 30-year fixed-rate mortgage was 6.19% this week. The rate for a 15-year fixed-rate mortgage was 5.44%.
Mortgage rates decrease
The rate for a 30-year fixed-rate mortgage was 6.27% this week. The rate for a 15-year fixed-rate mortgage was 5.52%.
FHFA solicits public comment on four-year strategic goals
The plan proposes three strategic goals for the agency: responsibly Oversee Fannie Mae and Freddie Mac; supervise the Federal Home Loan...
Home builder confidence rises in October
Builder confidence in the market for single-family homes rose five points in October to 37, according to the National Association...
FHFA issues annual report on activities supporting low-income housing
The Federal Home Loan Bank Act requires each FHLBank to offer advances targeted to finance housing for lower-income households and...
Mortgage rates drop
The rate for a 30-year fixed-rate mortgage was 6.3% this week. The rate for a 15-year fixed-rate mortgage was 5.53%.
Minority banks and mortgages
How MDIs power the American dream amid an affordability crisis.
Mortgage rates rise
The rate for a 30-year fixed-rate mortgage was 6.34% this week. The rate for a 15-year fixed-rate mortgage was 5.55%.
FHFA withdraws proposed rules on Fannie Mae, Freddie Mac, Federal Home Loan Banks
The Federal Housing Finance Agency is withdrawing three proposed rules concerning Fannie Mae and Freddie Mac liquidity requirements, Federal Home...
