ABA DataBank: Consumers tap home equity as housing values rise
Total home equity lines of credit (HELOC) reached $446 billion in Q1 2026, up 35.3% since hitting a trough in...
Mortgage
Mortgage rates tick down
The rate for a 30-year fixed-rate mortgage was 6.67% this week. The rate for a 15-year fixed-rate mortgage was 5.96%.
State coalition seeks to block OCC preemption of interest-on-escrow laws
A coalition of 10 states has filed a lawsuit to block two recent rulemakings by the OCC designed to establish...
ABA DataBank: Existing home sales fell in July
ABA economists views the continued sluggish home sales as a headwind to mortgage demand. Slower turnover in the housing market may...
Report: Federal Home Loan Banks supported $8.4B in community lending in 2025
Last year, the Federal Home Loan Banks supported $8.4 billion in lending in areas with constrained credit availability and enabled...
ABA offers recommendations for changes to mortgage disclosures
ABA recommended targeted reforms to the TILA-RESPA Integrated Disclosure framework to reduce unnecessary compliance burdens, improve disclosure accuracy, streamline mortgage...
FHA seeks feedback on partial claim repayment demonstration
The Federal Housing Administration has released a draft mortgagee letter proposing a Reinstatement Advance Payment Demonstration that would provide a...
Mortgage rates mixed
The rate for a 30-year fixed-rate mortgage was 6.69% this week. The rate for a 15-year fixed-rate mortgage was 6.01%.
Fed survey finds weaker demand for residential real estate loans in Q2
During the second quarter of the year, many banks reported stronger demand for C&I loans but weaker demand for residential...
ABA, associations give recommendations for improving home appraisal regulations
ABA and two associations offered federal regulators several recommendations to improve the integrity of residential property valuations, as recently directed...
