ABA DataBank: Credit unions drifting from their core mission
In the first quarter of 2026, tax-exempt credit unions spent a combined $155.2 million on advertising and promotions and account...
Economy
ABA DataBank: New home sales rebound in June
The ABA Office of the Chief Economist views home sales as a potential reversal in mortgage demand. Despite elevated mortgage rates, consumers...
Podcast: Why it might be time to revisit a key FDIC ratio
An up-to-date simulation incorporating more current data may allow the FDIC to meet its goals of covering the industry with...
Mortgage rates tick up
The rate for a 30-year fixed-rate mortgage was 6.58% this week. The rate for a 15-year fixed-rate mortgage was 5.96%.
Is the FDIC’s 2% Designated Reserve Ratio still the right target?
The FDIC’s 2% Designated Reserve Ratio was developed using information available during the financial crisis. Subsequent experience and structural changes...
Rethinking the reserve ratio
Should the denominator reflect the assessment base? A technical analysis
Preliminary: Consumer sentiment increased 4.9 points in July
Consumer sentiment increased 4.9 points month-over-month in July to 54.4, but still down 7.3 points from one year ago, according...
Industrial production edged up 0.1% in June
Industrial production edged up 0.1% in June and grew at an annual rate of 4% in the second quarter.
ABA DataBank: Stock market and oil volatility diverge
Given an increase in geopolitical uncertainties, crude oil volatility is on an upward trend.
Housing starts increased 19% in June
Privately-owned housing starts in June were at a seasonally adjusted annual rate of 1.427 million, which was 19% above the...
