Don’t Confuse Branch Closures with Fewer Banking Services
As consumers increasingly access banking services through digital channels, the vast majority of branch closures have been concentrated in well-off areas.
Browsing: Community Banking
Stewart Op-Ed Tackles ‘Troubling Trend’ of Credit Unions Buying Banks
The accelerating trend of credit unions acquiring banks “means fewer businesses contributing to the tax base supporting our communities,” wrote ABA Chair-Elect Laurie Stewart in a Puget Sound Business Journal op-ed today.
Podcast: The Girl Banker on Career Advancement and Life Lessons
Natalie Bartholomew is chief administrative officer at Grand Savings Bank in northwestern Arkansas, but she is probably better known for her popular blog “The Girl Banker,” which provides advice on career advancement and work-life balance for women in banking as well as spotlighting female leaders in financial services.
ABA Urges NCUA to Implement RBC Rules without Delay
In a letter to the National Credit Union Administration board Friday, ABA expressed grave concern over NCUA’s recent vote to delay for a second time the required implementation of the 2015 risk-based capital rules.
Banker Op-Ed: CECL Is Solution in Search of Problem
The Financial Accounting Standards Board’s current expected credit loss model for loan loss accounting is a solution in search of a problem, according to an op-ed by Brice Luetkemeyer in American Banker today.
Podcast: Church Lending and Other Ways to Renew Urban Neighborhoods
As urban areas across the country grow and change, community development financial institutions like Metro Bank in Louisville, Ky., are meeting the unique needs of these evolving neighborhoods.
Opportunities for Growing Today’s Bank-Insurance Business
Three insurance products where banks are finding success with customers—and the bottom line.
NCUA Appraisal Action Creates Inconsistent Regulatory Standard
By a two-to-one vote, the National Credit Union Administration board today finalized a controversial proposal to raise the threshold at which credit unions must obtain appraisals for commercial real estate transactions from $250,000 to $1 million.
Podcast: How Diversity and Inclusion Create a ‘Sense of Belonging’
For Monica Sylvain, chief diversity officer at Louisiana-based IberiaBank, a focus on diversity, equity and inclusion (or DE&I, as it’s increasingly widely known) starts with building community.
Making All Voices Heard in the Board Room
Insights from board chairmen and corporate governance experts on ensuring that all directors have a chance to be heard.