House Democrats criticize proposed changes to CRA regulations
The Democratic members of the House Financial Services Committee warned banking regulators against “weakening” the Community Reinvestment Act and requested...
Community Banking
Gateway First in Oklahoma to buy Dallas-area bank
Gateway First Bancorp in Jenks, Oklahoma, has agreed to buy First Western Mortgage and unit Colonial Savings in Fort Worth,...
Iowa banker elected as chair of ABA’s Community Bankers Council
ABA has elected Matt Lujano as chair of the Community Bankers Council for the 2026-2027 association year. Lujano is president...
Kentucky community bankers make case for right-sizing regulation
One -size-fits-all regulation does not work for community banks, which is why legislation is needed to better tailor regulation and...
FDIC proposes ‘parity’ rule for state-chartered banks in other states
The FDIC proposed a new rule to prevent states from imposing certain regulations on state banks chartered in other states.
FDIC proposes easing bank merger review process
The FDIC proposed a new rule “to improve the speed, certainty and predictability” of bank merger reviews, including expanding what...
East Tennessee community banks to merge
U Bancshares in Huntington, Kentucky, has agreed to buy Heritage Community Bank in Burlington, Kentucky.
CDFI Fund announces FY 2025, 2026 awards
The CDFI Fund announced awards for fiscal years 2025 and 2026 along with a reminder that it will monitor recipients...
Thinking beyond CECL repeal
The current expected credit loss framework should be simplified. There are other ways to improve it, too.
Banking agencies expand bank eligibility for extended exam schedule
The federal banking agencies announced they are raising the asset threshold that certain banks must fall under to qualify for...
