Consumer credit increased 2.4% in 2025, with revolving and nonrevolving credit increasing 3.4% and 2%, respectively, according to the Federal Reserve. During the fourth quarter, consumer credit increased at a seasonally adjusted annual rate of 3%, while in December it increased at a seasonally adjusted annual rate of 5.7%.
Former comptrollers warn against state erosion of federal banking powers
States are increasingly seeking to regulate activities that have historically fallen within the domain of federal supervision, and that threatens the regulatory clarity the nation's dual banking system has long provided, two former comptrollers of the currency write...









