Bank survey: Business owners expect growth in 2026

The OCC is proposing to amend its chartering regulations to clarify that national banks limited to the operations of trust companies may engage in nonfiduciary activities.

Consumer credit increased at a seasonally adjusted annual rate of 1% in November. Total outstanding credit increased to $5,084.8 trillion during the month, up 0.1% from October’s revised total of $5,080.6 trillion.

The rate for a 30-year fixed-rate mortgage was 6.16% this week. The rate for a 15-year fixed-rate mortgage was 5.46%.

Consumer inflation expectations in December 2025 increased at the short-term horizon but remained unchanged at the medium- and longer-term horizons, according to the Survey of Consumer Expectations. At the same time, expectations for finding a job dropped to...

The Federal Reserve announced that it will resume accepting pennies from banks and credit unions at commercial coin distribution locations on Jan. 14, providing services that were previously suspended.

Republicans on the House Financial Services Committee unveiled a new bill they said would boost community banking by promoting de novo bank formation, raising regulatory thresholds and revising agency regulatory and supervisory practices.