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Home Human Resources

IRS releases Health Savings Account amounts for 2026

May 1, 2025
Reading Time: 1 min read
Poll finds women increasingly concerned about financial health

The IRS today published the inflation-adjusted contribution limits and high-deductible health plan requirements for 2026. For the coming year, the annual deduction limit for individuals with self-only coverage under a high-deductible health plan is $4,400. The annual deduction limit for individuals with family coverage is $8,750.

Also for 2026, the minimum annual deductible for a high-deductible health plan is $1,700 for self-only coverage and $3,400 for family coverage. The minimum annual-of-pocket limit — such as deductibles, co-payments and other amounts, but not premiums — is $8,500 for self-only coverage and $17,000 for family coverage.

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