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Home Compliance and Risk

Agencies announce small bank, intermediate small bank asset-size thresholds for 2025

December 19, 2024
Reading Time: 1 min read
ABA faults banking regulators for confusing CRA rule rollout

The Federal Reserve and FDIC today announced the updated Community Reinvestment Act “small bank” and “intermediate small bank” asset-size thresholds for 2025. The thresholds are adjusted annually.

Under the new thresholds, a small bank is an institution that, as of Dec. 31 of either of the prior two calendar years, had assets of less than $1.609 billion. An intermediate small bank is a small institution with assets of at least $402 million as of Dec. 31 of both of the prior two calendar years and less than $1.609 billion as of Dec. 31 of either of the prior two calendar years.

The new thresholds take effect Jan. 1.

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Tags: Community Reinvestment ActFDICFederal Reserve
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