February FDIC Consumer News focuses on student loans

The TRUST Act and SMART Act would raise the threshold to $6 billion in assets for well-managed, well-capitalized banks to have less frequent exams, as well as streamlining the exam experience for qualifying banks under that threshold.

FinCEN has issued a notice urging increased vigilance by banks and other financial institutions for signs of human trafficking in and around cities hosting the 2026 FIFA World Cup.

Saying that the Current Expected Credit Loss accounting standard "clearly did not improve safety and soundness", Federal Reserve Vice Chair for Supervision Michelle Bowman called for a repeal, exemption or practical expedient to be available for community banks...

The NFIB Small Business Optimism Index rose 0.1 points in April to 95.9, below its 52-year average of 98 for the second consecutive month, according to NFIB. The Uncertainty Index fell four points from March to 88, remaining...

President Trump has nominated Treasury Department staffer John Crews to join the National Credit Union Administration board. If confirmed by the Senate, he would be positioned to eventually lead the agency, which has been in leadership limbo since...

Household debt increased by $18 billion, or just 0.1%, to hold steady at $18.8 trillion in the first quarter of 2026, the Federal Reserve Bank of New York reported in its most recent Quarterly Report on Household Debt...