ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Retail and Marketing

Opportunity in Negative Social Posts

September 4, 2018
Reading Time: 5 mins read

By Emma Fitzpatrick  

Do you ever get the sense that you hear more from your unhappy customers on social media than the people who love you?

As it turns out, that’s not just a feeling. It’s a fact. Those who’ve suffered a bad interaction with a company were 50 percent more likely to share it on social media. And they’re five time more likely to share it with people, both online and in real life, than those had a good experience.

Thanks to social media, people have the power to call out businesses and banks that upset them. Eighty-one percent of people believe social media has increased accountability for companies. By airing their own grievances (and sharing others as well), they aren’t looking to shame you. Instead, most (54 percent) simply want a response.

When you take a deep breath and calmly respond, it can do wonders. Sixty-nine percent of people who tweeted negatively felt more favorable about the company when they got a response. Going the extra mile and resolving the issue can really pay off. A Twitter study found that people were willing to pay three times more for their monthly phone plan when telco companies resolved negative tweets.

While this type of ROI might be difficult to translate to the banking world, it goes to show just how much power resolving an issue on social media can have.

Here are three tips to better handle negative comments on social media.

  1. Never delete the comment.

It might feel good to hit the “delete” or “hide” button and see that negative comment disappear into the ether. But as satisfying as it would be in the moment, your problem would likely only get worse from there.

 

If you were to ignore the comment, 40 percent of customers would reach out to your bank in another way. Eighteen percent of people will stay vigilant and post again on social. This time, you can guarantee they’ll be angrier.

But a whopping 35 percent will simply boycott your brand if they don’t get a response.

  1. Respond quickly.

Jay Baer, keynote speaker at the upcoming ABA Bank Marketing Conference, points out that on social, 42 percent of customers expect a response from your brand within 60 minutes, while more than 66 percent want a response within the same day.

 

That expectation stays the same every day of the week. More than half of those people expect that same response time—even if it’s after business hours or on the weekend.

Every minute matters on social. You should always have someone standing by ready to help during standard business hours. Often, depending on volume, it’s best to have a customer service representative trained to handle requests like this on social.

For those requests that come in after hours, set up an automated response on Facebook Messenger. It shows you care and sets the expectation of when they’ll hear back from you.

  1. Do your best to solve the issue.

Get this. If you post an unhelpful response to a customer complaining on social, 50 percent of people express willingness to boycott your business, while 42 percent will share their negative experience offline with their friends. That could do even more damage than just ignoring the comment in the first place.

But, here lies the opportunity. If you provide a helpful response, 44 percent of those people will go back to their social page. This time, though, they’ll post about the positive interaction. Thirty percent of people will even go so far as to recommend your bank.

 

The real magic happens, though, when you go the extra mile. Depending on the comment, that means either offering a sincere apology or solving the problem. There are times when you’re likely going to want to ditch the script and truly bend over backwards to right the wrong.

Think it through before you send a response that sounds like this:

“Thanks for sharing your experience. We’re sorry to hear you had a problem. For the last 100 years, we have striven to provide excellent customer service. Please fill out this form on our website so that we can help resolve this issue.”

Canned responses like that often fall flat in response to negative social feedback. Here’s why—and what you can do to fix it.

  • Problem: The above answer implies you don’t know what their problem is.
  • Solution: Mention the specific problem when replying to show you’re listening. Ideally, use the same language the customer did.
  • Problem: This response shirks responsibility and makes more work for the customer.
  • Solution: Pass along a blog post, an FAQ solutions page or any advice that will help them. Whoever is handling the complaints on social should have a myriad of tools in their belt to fix bad situations. Think refunds or freebies. Or it could even be the phone number of the person who could solve customer complaints instantly.

In short, you want to listen to your customers’ feedback, empathize with their problems and do everything within your power to make them happy. If you can do that quickly, you’ve just turned an angry customer into a powerful brand advocate for your bank.

Emma Fitzpatrick is a Philly-based freelance writer and marketer, whose specialties include content marketing, social media marketing and short, snappy writing. Pick her brain at [email protected].    

Tags: Digital marketingOnline reputation managementSocial media
ShareTweetPin

Related Posts

Personalized Marketing? Not Without Email

Bank marketers ramp up email marketing prowess

Retail and Marketing
June 17, 2026

Emerging opportunities are in behavioral triggers, abandonment follow-up, predictive next-best-action and segmented journeys.

How to Hyper-Segment Your Customer Communications without Losing Control

Bank marketers are all in on AI

Retail and Marketing
June 8, 2026

Training and education will be critical to ensuring that investments in AI platforms deliver their full value.

Marketing Compliance: Staying Alert to the Potentially Unfair or Deceptive

Study: Banks can expand financial advice to drive sustained customer engagement

Wealth Management
June 1, 2026

When financial institutions get the personalization formula right, customer satisfaction scores rise.

Accuracy, consistency, efficiency: How AI strengthens AML compliance

Marketing for wealth management

Wealth Management
June 1, 2026

As a new generation redefines ‘wealth,’ banks are strengthening their mass affluent and high net worth offerings.

Community banks can still win the primary checking relationship

Community banks can still win the primary checking relationship

Retail and Marketing
May 27, 2026

While fintech firms may lead in raw account openings, they are not displacing primary banking relationships at scale.

Survey: Consumers largely satisfied with banking service providers

Survey: Speedy personal loan approvals drive growing customer satisfaction in nonbanks

Newsbytes
May 22, 2026

As financially vulnerable customers lean on personal loans to consolidate debt and cover unexpected expenses, nonbank lenders are closing the satisfaction gap with traditional banks, according to a new survey by JD Power.

NEWSBYTES

CFPB rescinds advisory opinion on special-purpose credit programs

June 17, 2026

ABA, MBA release ad encouraging Rep. McClain Delaney to keep fighting for workers, communities

June 17, 2026

ABA DataBank: Retail sales surge in May

June 17, 2026

SPONSORED CONTENT

Why Your Systems Keep Slowing Down — and What to Do About It

Examiners Are Now Looking at Your Non-Core Systems

June 11, 2026
Your Floorplan Audit and Your Credit Decision Are Weeks Apart. That Gap Has a Price.

Your Floorplan Audit and Your Credit Decision Are Weeks Apart. That Gap Has a Price.

June 1, 2026
A Modern Blueprint for Serving High-Net-Worth Families

A Modern Blueprint for Serving High-Net-Worth Families

May 28, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

AI Is in Your Bank. Is Your Cloud Contract Governing It?

May 20, 2026

PODCASTS

Podcast: Understanding bank regulators’ guidance on illegal immigration

June 11, 2026

Podcast: Creating a feeling of welcome, for customers and new bankers

May 28, 2026

Podcast: How consumer deposits drive full relationship banking

May 14, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.