Agencies Finalize Minor, Technical Changes to CRA Regulations

ABA urged the FCC to vote to issue a proposal that would impose a new call authentication requirement designed to limit criminal access to the U.S. calling network.

The Federal Reserve is proposing to change how it conducts stress tests for large banks to reduce the volatility of the capital requirements that stem from the tests

Despite recent economic uncertainty, credit spreads remain relatively tight compared to levels seen during COVID. This indicates that investors are not pricing in a significant increase in default risk.

House Democrats are urging Treasury Secretary Scott Bessent to exempt the CDFI Fund from a recent executive order directing it to scale back operations.

As the countdown accelerates to CAT sunset, banks are evaluating recommended replacements.

The goal is to focus the IDI resolution planning process on the operational information most relevant for the FDIC to resolve a large bank through a weekend sale or operate the institution for a short period of time...