ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Retail and Marketing

6 Essential Principles of Customer Service

September 29, 2017
Reading Time: 4 mins read

By John Tschohl

When banks make their customers feel special, wanted, and appreciated, they’re building the kind of relationships that make it a lot harder for customers to switch. To create that feeling, you have to give front line employees the right tools. Only then can they deliver the kind of superior service you need to define your bank’s reputation.

Here’s a concise and practical list of six essential customer service principles for awesome service. Hang them on the wall. Print them on the coffee cups. Do what you must to ensure that everyone from your managers to your font line internalizes these principles. They’re not complicated. But they are central to creating a service culture.

 

 

  1. Feel good about yourself.

Most employees do not go to work dreaming about how they can work exceptionally hard just to make more money for the bank and its stakeholders. Be realistic. Many people have problems of their own. But the more we can elevate our sense of self-worth and self-image—as well as that of our fellow employees—the more productive we all become. This creates a win-win relationship. When we all commit ourselves to goals that are worthy of our abilities, the result is a higher level of excellence.

When you know you are doing your best for both customers and work associates, you will feel good. Concentrate on your strengths. Recognize the importance of your role. You can make the difference.

  1. Practice habits of courtesy.

It takes seconds for a customer to figure out whether you care. And frankly, it does not take any additional time to be nice.

Everyone has the right to expect courtesy from you. To be so self-centered or preoccupied with your work that you forget to show courtesy with each contact is to signal that you don’t care. On-the-job practices of courtesy are an important part of everyone’s role to signal respect. The more you give the more you care.

  1. Communicate positive feedback.

Communicate verbally and non-verbally with positive messages. Offering a smile, acknowledging what the customer says, and calling them by name is all part of this—both in person and on the telephone.

It costs you nothing more than a little effort, and the rewards are great. Every human contact is an opportunity to give the gift of good feelings through the words you say and the tone you use. People can’t read your mind—what you say is evidence that you care.

  1. Perform for the customer.

Do what you say you are going to do. If you promise to call someone on Tuesday, call them on Tuesday. Keep your promises. Too many employees lie or make excuses when there is a problem.

Customers have the right to demand performance. They aren’t interested in our problems and excuses. We constantly need to ask ourselves “Is our performance resulting in satisfied customers?”

Don’t promise what you can’t deliver. Deliver what you promise.

  1. Listen carefully.

This is so rare. Think of your own experiences as a customer. When someone asks your name, you may have to repeat it several times. You’ve likely encountered customer service reps who have no interest in listening. Some are trained to ask questions—but are they really listening to your answer? If you can’t tell, it’s a problem.

How does this happen? Jobs can become routine. When you see hundreds of customers, you can become desensitized to an individual.

So when it’s you who is dealing with customers, you have to concentrate on each individual. Get in tune with their situation, their attitudes, and needs. Anticipate, read between the lines, ask questions, get involved…to show you care and to know what will satisfy the customer. Even complaints are a positive resource if you listen and act.

  1. Learn and grow in your job.

Know everything about your products and services. Too often employees have no concept or understanding of their products and services. Think again of your own experience as a customer. You can tell in a few seconds if the employee really knows what they are talking about.

Grow where you’re planted. Every job offers an opportunity for greatness.

In a sense, every day you either grow or die mentally. Learn about your company, learn about your products, and learn about your customers. With learning comes self-fulfillment.

Don’t wait for someone to give it to you, go after it.

John Tschohl is an international service strategist and speaker. He is founder and president of the Service Quality Institute in Minneapolis, Minn. He can be reached on Facebook, LinkedIn and Twitter.

Tags: Customer serviceEmployees
ShareTweetPin

Related Posts

Podcast: Tech transformation and AI to power bank growth

Podcast: Tech transformation and AI to power bank growth

ABA Banking Journal Podcast
April 29, 2026

F.N.B. Corporation has grown assets nearly 10x in two decades. On the latest episode of the ABA Banking Journal Podcast, presented by Nexcess, Vincent Delie discusses the role of data science, tech transformation and AI capabilities in supporting...

The value of deepening engagement with Hispanic communities

The value of deepening engagement with Hispanic communities

Community Banking
April 28, 2026

Leaning into local roots and relationships can create authentic connections. ‘If we do not identify what they need, then we are not going to be able to help them.’

AI in mortgages: Reshaping the lending lifecycle

AI in mortgages: Reshaping the lending lifecycle

Mortgage
April 27, 2026

Experts advise bank leaders to ensure AI is deployed responsibly, governed transparently and secured carefully.

Washington Summit livestream schedule

Multibank MHCs gain fresh attention

Community Banking
April 21, 2026

The mutual bank holding company structure preserves local identity while addressing shared operational challenges.

First-party data: Smarter insights when determining creditworthiness

Using data to prove marketing effectiveness

Retail and Marketing
April 15, 2026

The path forward for banks is not about collecting more data but utilizing what is available to its highest potential.

Survey: Wealth management industry facing talent shortage

Designing bank spaces for wealth management relationships

Wealth Management
April 14, 2026

Branches are evolving to support client-family-advisor privacy and technology-enhanced settings.

NEWSBYTES

Nichols calls on bankers to contact senators ahead of stablecoin vote

May 10, 2026

ABA to Senate Banking: Refine Clarity Act’s stablecoin yield language

May 8, 2026

Fed report: Rising concerns about global conflict, gas prices

May 8, 2026

SPONSORED CONTENT

Credit Memos at the Convergence Point

Credit Memos at the Convergence Point

May 1, 2026
Digital Account Opening: Think Outside the Box for Maximum Business Impact

Digital Account Opening: Think Outside the Box for Maximum Business Impact

April 29, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

Why Your Systems Keep Slowing Down — and What to Do About It

April 21, 2026
Planning Your 2026 Budget? Allocate Resources to Support Growth and Retention Goals

How leading banks are enhancing customer engagement through financial data insights

April 10, 2026

PODCASTS

Podcast: How an Ohio banker talks with policymakers about stablecoin issues

May 6, 2026

Podcast: Tech transformation and AI to power bank growth

April 29, 2026

Podcast: ABA’s ecosystem strategy to tackle fraud

April 22, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.