Tag Archives: credit risk

FDIC’s Supervisory Insights Highlights Credit Risk Trends

Total loan balances at FDIC-insured banks grew 6.8 percent between September 2015 and September 2016, with considerable growth occurring in commercial real estate, agricultural, and oil and gas lending portfolios, the agency said in the winter issue of its Supervisory Insights publication released today.

Read More »

OCC Focusing on Sales Oversight at Large Banks

In the wake of the scandal over fake accounts created at Wells Fargo, the OCC has added a strong emphasis on governance of sales practices to its risk supervision for large banks, according to the agency’s Semiannual Risk Perspective released today.

Read More »

OCC: Underwriting Standards Relax as Credit Risk Increases

Underwriting standards for both retail and commercial loan products have eased for the fourth consecutive year as banks continue to respond to competitive pressure, grow their portfolios and increase their appetite for risk, the OCC said in its 22nd annual Survey of Credit Underwriting Practices.

Read More »