Podcast: Opportunities in the Congressional Review Act, the ‘other CRA’
The rarely used Congressional Review Act provides an opportunity for Congress and the president to overturn regulatory rulemakings — and ...
Tag: Overdraft protection
In eleventh-hour move, CFPB finalizes effective cap on overdraft fees
Under the final rule, covered institutions may choose one of three options to comply with its requirements, including capping their ...
ABA unveils new polling data on major bank policy issues
A new ABA survey found that a strong majority of U.S. consumers are happy with their credit cards and do ...
ABA, associations urge CFPB to rescind circular on overdraft opt-in procedures
ABA and five associations urged the CFPB to rescind a circular that imposes new expectations on banks with respect to ...
CFPB: Banks need proof of customer consent for ATM, debit card overdraft fees
Banks and credit unions can be held legally liable if there is no proof that they obtained affirmative consent from ...
ABA experts: Regulators will be busy in second half of 2024
Banking agencies are likely to advance several potentially major regulations in the final six months of 2024, although the timing ...
ABA, state associations urge CFPB to withdraw overdraft proposal
The associations noted that if finalized, the proposal would lead many banks to stop offering—or significantly reduce access to—overdraft, depriving ...
ABA survey finds consumers satisfied with debit cards, overdraft services
Consumers are happy with their debit cards and think the government should leave the debit card payment system alone, and ...
From triple threat to total impact
Regulations' cumulative effect on basic banking services.
NCUA to require credit unions to report overdraft, NSF fees
The National Credit Union Administration is planning to require credit unions with more than $1 billion in assets to report ...
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