The Community Bank Contrarian
Whether it’s buying a mortgage division in 2009 or building a diversified product set in an age of nichification, community ...
Tag: Fintech
Fed Study Finds Inconsistent Advertising of Nonbank Small Biz Loan Terms
The way nonbank online lenders advertise or disclose up-front loan terms and costs for small businesses varies greatly, producing confusion ...
Fintech, Stablecoins, Cross-Border Payments on FSB’s 2020 Agenda
Next year, the FSB expects to tackle fintech developments worldwide, including the growing role of big tech firms in finance; ...
CEO Q&A: Preparing for the Storms of Banking
In a world where bank CEOs often reach the corner office via serving as chief financial officer or building a ...
Podcast: A Risk Manager Moves Into the Corner Office
As one of the country's generation of young bank CEOs, and one whose professional background is in risk management and ...
A Surge of Support for ‘Valid When Made’
Signs of moxie from the OCC and FDIC? The agencies are wading into the preemption waters to defend the “valid ...
CFPB Director Highlights Benefits of AI to Expand Credit Access
The Consumer Financial Protection Bureau wants to spur innovation in the use of artificial intelligence and machine learning in financial ...
McWilliams: Regulators Need to Support Bank Innovation Efforts
Regulators need to understand the pressures that banks face to innovate and support those efforts, FDIC Chairman Jelena McWilliams said ...
OCC Proposes to Codify ‘Valid-When-Made’ Principle
Providing a long-awaited regulatory solution to court rulings challenging the principle, the OCC today proposed that interest rates valid when ...
Community Bankers Flag CECL, Fintech as Top Concerns in Recent Interview
The Financial Accounting Standards Board’s current expected credit loss standard is among the top issues keeping community bank CEOs up ...
