CFPB: Banks Effectively Managing ECOA Compliance Risk in Small Biz Lending
The Consumer Financial Protection Bureau today issued a “Supervisory Highlights” report focusing on recent examiner observations of several bank products ...
Tag: Credit cards
CFPB Announces 2019 Reg Z Dollar Thresholds
The Consumer Financial Protection Bureau today announced 2019 changes in dollar thresholds for several Regulation Z provisions governed by the ...
Podcast: New Tools to Fight Synthetic ID Fraud
Synthetic identity theft is a fast-emerging vector of financial fraud, reaching $8 billion and accounting for the majority of fraud ...
Easing Continues on Business, Residential Mortgage Loans
In the previous quarter, banks kept terms and standards for business loans unchanged or eased them slightly, while tightening slightly ...
Credit Card Market Moderates in First Quarter
Credit card use in the first quarter of 2018 declined from the previous quarter, according to the latest edition of ...
Study: Credit Cards Rebound in Consumer Payment Share
Credit cards and prepaid cards increased their share of payment instruments that households use in a typical month, according to ...
Visa: Counterfeit Fraud Drops 76 Percent at Chip-Enabled Merchants
Retailers that have completed their EMV chip card technology upgrades have seen counterfeit fraud drop 76 percent from the end ...
Card Market Continues Expanding, but Subprime Segment Lags
Strong holiday spending drove big fourth-quarter increases in credit card purchases by super-prime and prime borrowers, according to the latest ...
A Bank that Benefits by Not Offering Credit Cards
By Brent Bouchez
