CRA small-bank asset-size thresholds updated for 2026
The Federal Reserve and FDIC today released the updated Community Reinvestment Act “small-bank” and “intermediate small-bank” asset-size thresholds for 2026. ...
Tag: CRA compliance
ABA mortgage advocacy update: Sept. 16, 2025
The American Bankers Association continues its advocacy efforts on multiple issues that affect mortgage lending. Here is a rundown of ...
ABA Regulatory Policy and Compliance Inbox: Just what is reportable under CRA?
What about refinances and renewals for small business, small farm and community development loans? And: Understanding risk-based pricing notices.
Preparing for 2025: Navigating compliance in a time of change
The uncertain regulatory environment makes board-management communication even more important.
CFPB’s Chopra: Credit unions should be subject to CRA scrutiny
There should be a “level playing field” when it comes to credit unions being subject to Community Reinvestment Act requirements, ...
Looking ahead to new challenges for banks
ABA Banking Journal’s annual analyses target important issues across multiple topics.
Compounding the costs: The regulatory tsunami and small businesses
A gust of new regulations on lenders would add headwinds for beleaguered small businesses
Top bank risks for 2024
Compliance risk, interest rates, credit top banker, expert concerns going into the new year.
FDIC, OCC release CRA exam schedules
The FDIC yesterday issued the lists of institutions scheduled for a Community Reinvestment Act examination during the first and second ...
ABA Regulatory Compliance Inbox: If my bank reduces the amount of a customer’s HELOC, are we required to provide an adverse action notice?
And: Must banks include a printed version of their “HMDA Disclosure Statement” in their CRA public file?
