On Thursday, ABA staff met with senior Treasury Department officials to provide recommendations for modernizing the Community Reinvestment Act.

As Hurricane Harvey struck Texas' Gulf Coast over the weekend, federal and state banking agencies issued a statement on Saturday providing relief for institutions affected by the storm.

When must we retain records for an informal loan qualification request?... and other questions.

Noting that in many communities persistently depressed home prices are hindering recovery, the OCC today issued guidance for OCC-regulated banks seeking to develop programs to offer home loans with loan-to-value ratios of over 100 percent, known as “higher-LTV” loans.

Banks continue to grapple with regulatory burden and question whether the new rules protect consumers, according to ABA’s biannual Survey of Bank Chief Compliance Officers released this week.

Do social media comments belong in the public CRA file... and more.

As part of the banking industry’s continuing response to President Trump’s executive order outlining “core principles” for financial regulation, ABA today urged federal regulators and law enforcement to reign in disparate impact and redlining investigations that go beyond the law and Supreme Court precedent.

The asset-size thresholds used to define “small” and “intermediate small” institutions under the Community Reinvestment Act regulations will increase slightly on Jan. 1, the federal banking agencies said today.

Mortgage servicing, fair lending, vendor risk management and sales practices are among top priorities, according to ABA experts.