With a powerful personal story and real-world banking experience, Jelena McWilliams is shaking up the FDIC.

Small cities, small towns and rural areas are facing a variety of structural headwinds, from demographic declines to globalization to the digital transformation of the economy. But locally owned community banks remain a strong countervailing force to help these communities navigate the transition.

On the latest episode of the ABA Banking Journal Podcast, Scott discusses how she teamed up with investors in her community to keep Union State Bank independent and provides advice for community bankers seeking to follow the same path.

Community bank locations have remained present in rural markets at roughly the same rate over the past two decades, even as consolidation means that bank headquarters have closed in many of these markets, Federal Reserve Vice Chairman for Supervision Randal Quarles said today at an industry event in St. Louis.

Despite industry consolidation, America’s banks remain strong and well-capitalized.

On the latest issue of the Newsbytes Podcast, guests Brittany Kleinpaste and Monica C. Meinert discuss the ongoing macro-trend of bank consolidation -- why it's happening, how it's accelerated over the past decade and what strategies banks are employing to determine their own destiny.

How community banks are making changes to their ownership and operational structures to remain independent in a consolidating environment.

The FDIC has approved eight applications for deposit insurance in the past year -- a number of de novo approvals exceeding the total of new charters granted from 2010 to 2016 -- said FDIC Chairman Martin Gruenberg in Springfield, Ill., today

Meet ABA Treasurer George Hermann, an optimistic ambassador for mutual community banks.

In a New York Times letter today responding to exaggerated claims about bankers’ regulatory relief efforts, ABA President and CEO Rob Nichols made clear that the policy changes bankers are seeking are “common-sense reforms that can ease the regulatory burden responsibly and allow banks of all sizes to better serve their customers and communities.”