Recent Housing Data Shows Momentum
The housing market appears to be picking up some momentum after slowing for much of the last year.
Mortgage
Delinquent GSE Mortgages Fall
The number of homes backed by Fannie Mae and Freddie Mac that are 60 or more days past due fell...
FHFA Bans GSEs From Offering Volume-Based G-Fee Discounts
In a move intended to level the playing field in the mortgage market, the Federal Housing Finance Agency has directed...
ABA Supports Proposed Changes to Lender Annual Certification Statements
In a joint comment letter to the Department of Housing and Urban Development last week, the American Bankers Association and...
Preliminary Analysis of 2018 HMDA Data and ABA Policy Recommendations
Banks want to expand safe and sound lending across the board and remain committed to enhancing the availability of credit...
ABA Commends FHFA for Swift Replacement of Discontinued Rate Survey
In a letter to the Federal Housing Finance Agency yesterday, the American Bankers Association commended the agency for swiftly replacing...
ABA, Advocacy Groups Call for Changes to QM Framework Ahead of ‘GSE Patch’ Expiration
ABA joined a broad coalition of financial industry stakeholders, civil rights groups and other advocacy organizations in a letter to...
Appellate Court Finds GSE Net Worth Sweep, FHFA Structure Unconstitutional
The full Fifth Circuit Court of Appeals on Friday found that the so-called net worth sweep—in which the Federal Housing...
Treasury, HUD Issue Housing Finance Reform Recommendations
The Treasury Department today issued a much-anticipated blueprint for housing finance reform that includes providing explicit and paid-for federal government...
Understanding State Exceptions to the VA’s One Percent Fee Rule
VA mortgages are an important growth opportunity for bank real estate lenders, but the state-by-state calculation of allowable fees is...
