FDIC Research Shows Effect of Regulation on Nonbank Mortgage Market
In recent years, nonbanks have made major inroads into sectors like the single-family mortgage market, where they now originate more...
Mortgage
HUD Report: Mutual Mortgage Insurance Fund Exceeds Statutory Capital Ratio in 2019
The Federal Housing Administration’s Mutual Mortgage Insurance Fund reached a capital ratio of 4.84%, up from 2.76 in 2018 and...
How Banks Should Prepare for a Flood Insurance Lapse
If not reauthorized, the National Flood Insurance Program will lapse on Nov. 21. Here's what bankers can do to get...
Fannie, Freddie Transfer $102B in Credit Risk
Since the Federal Housing Finance Agency launched a credit risk transfer program for GSEs Fannie Mae and Freddie Mac in...
Podcast: With Rebrand, WaFd Puts Its Bank Identity Front and Center
Washington Federal -- a $16.4 billion regional institution based in Seattle -- had a problem: many in the general public...
Leader of the Pod
Meet Puget Sound banker Laurie Stewart, who is chairing ABA in 2019-20.
HUD, DOJ Clarify Procedures for Handling False Claims Act Violations
In a significant move that could encourage more banks to engage in Federal Housing Administration lending, the Department of Justice...
GSEs to Prepare for Exit from Conservatorship Under New FHFA Strategic Plan
The Federal Housing Finance Agency today released its updated strategic plan for Fannie Mae and Freddie Mac, outlining three broad...
Nichols, Housing Leaders Call for Thoughtful, Balanced Approach to Housing Reform
As policymakers pursue housing finance reform, ABA President and CEO Rob Nichols joined the heads of four housing trade associations...
OCC Finalizes Changes to OREO Regulations
The OCC is finalizing the first changes in two decades to its regulations on other real estate owned, or OREO.
