Fed Floats Extended Hours to Facilitate Same-Day ACH
The Federal Reserve today sought public comment on whether the Fed banks should extend the daily operating hours of the...
Payments
ABA Urges CFPB to Modernize Card Disclosure Rules
ABA yesterday urged the Consumer Financial Protection Bureau to use its authority to update outdated disclosure rules to meet the...
Credit Card Use Expands in Fourth Quarter
Credit card use picked up in the fourth quarter of 2018, according to the American Bankers Association’s latest Credit Card...
CFPB Seeks Feedback on Remittance Rule Changes
The Consumer Financial Protection Bureau has issued a request for information seeking input on potential changes to its remittance rule,...
The Cachet of Cash?
Cash and coin remain resilient amid the digital payments revolution.
How to Help Customers Save Up for Their Well-Being
Like it or not, medical banking is here and growing where other features of banking are simply stagnant.
How Remote Deposit Capture Produces Productive Data for Customers
A community bank turns a business convenience into a source of data that deepens the commercial customer relationship.
ABA, Groups to CFPB: Continue Allowing for Estimates in Remittance Disclosures
ABA, its transaction banking subsidiary BAFT and other industry trade associations today urged the Consumer Financial Protection Bureau to continue...
RTP Network’s Principles Informed by Community Bank Feedback
The Clearing House today released a set of eight “business principles” that will govern the operation of its RTP network,...
Fed Report Shows Durbin ‘Exempt’ Issuers Saw Debit Interchange Decline
Smaller debit card issuers—those covered by the Durbin amendment’s routing provision but not its interchange fee cap—continued to see a...
