Mortgage Rates Rise
The rate for a 30-year fixed-rate mortgage averaged 4.08 percent this week, up from last week’s 4.02 percent, Freddie Mac...
Mortgage
OCC: Credit, Compliance Risk Growing in 2015
Noting an environment of “high” credit, strategic, compliance and operational risk, the OCC outlined nine priorities for ongoing midsize and...
Smaller Lenders Take Growing Share of Fannie, Freddie Business
The percentage of loans that Fannie Mae and Freddie Mac purchased from small lenders in 2014 rose substantially, according to...
New Exam Procedures on TRID Issued
The FDIC yesterday issued revised interagency examination procedures for the TILA-RESPA integrated disclosures now proposed to take effect on Oct....
Fannie, Freddie Q1 Profits Drop Year on Year
Fannie Mae’s and Freddie Mac’s combined first-quarter earnings were $2.4 billion, up from the $1.5 billion they earned in the...
OCC: Performing Mortgages Improve in First Quarter
The percentage of mortgages that were current and performing at the end of the first quarter reached 94.2, up from...
Supreme Court OKs Disparate Impact Analysis under Fair Housing Act
The U.S. Supreme Court ruled today that disparate impact claims are enforceable under the Fair Housing Act. The decision in...
An Eye to the Future of Banking
What's on the community bank CEO horizon? M&A, mobile payments, mortgages and more.
Managing Risk Requires Asking the Right Questions
To learn how to accurately predict expected losses, banks need to take a broader approach.
