How stablecoins could affect borrowing costs for the government, businesses and households
Policymakers must weigh short-term fiscal gains against the long-term health of the real economy.
Policy
Court vacates CFPB medical debt rule
A federal court in Texas vacated the CFPB’s medical debt reporting rule after the bureau’s current leadership joined with plaintiffs...
Banking agencies release statement on crypto-asset safekeeping
The Federal Reserve, FDIC and OCC released a joint statement on potential risk-management considerations related to holding crypto-assets on their...
OCC removes disparate impact from bank examinations
The OCC has removed references to disparate impact liability in its documentation and directed examiners to no longer look for...
ABA, associations seek clarity about Fannie, Freddie credit scoring change
The recent announcement that Fannie Mae and Freddie Mac will expand credit scoring options for mortgages is a promising first...
BIS releases report on connections between banks and nonbanks
Differences between regulations for banks and those for nonbank financial intermediaries may have created incentives to shift business activities to...
HUD reverses Biden-era policies on appraisal review, disbands task force
HUD eliminated several of the core policies adopted by the Property Appraisal and Valuation Equity task force, an interagency group...
Breaking down the bank-related provisions in the big budget bill
Following the enactment of the One Big Beautiful Bill Act, hear from ABA experts on how key ABA-supported provisions on...
Fed seeks public input on large bank rating system revision
The Federal Reserve requested comment on a proposal to revise its supervisory rating framework for large bank holding companies to...
Senate confirms Gould as comptroller of the currency
The Senate voted to confirm Jonathan Gould as comptroller of the currency. He succeeds Rodney Hood, who is acting comptroller.
