Browsing: Policy

Commercial Lending

Rep. Stephen Fincher (R-Tenn.) last week introduced a bill that would reauthorize the Export-Import Bank, whose congressional authority lapsed on July 1. The bill, H.R. 3611, is a companion to bipartisan legislation that enjoys broad support in the Senate.

Compliance and Risk

Testifying before the House Financial Services Committee today, Consumer Financial Protection Bureau Director Richard Cordray signaled that the bureau and other financial regulators are working on guidance for a formal ‘hold-harmless’ period to facilitate compliance after the TILA-RESPA integrated disclosures take effect on Saturday.


ABA yesterday filed a comment letter on changes to stress tests and capital planning exercises for large and mid-sized banks. The Federal Reserve proposed the changes to the Comprehensive Capital Assessment and Review and Dodd-Frank Act stress tests in July.


Arguing that the proposal runs against congressional intent and sound public policy, ABA today called on Congress to pass legislation requiring the Federal Housing Finance Agency to withdraw its proposal on Federal Home Loan Bank membership.

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