Study Finds Strong Linkage between Income, Banking Status
Income is a significant factor in determining whether or not consumers use traditional banking and payment services, according to a...
Payments
Fed Q&A Interprets Durbin Amendment Routing on EMV
Under the Durbin Amendment, card networks cannot require merchants to allow debit cardholders to choose EMV chip application when one...
Credit Card Market Expands in Second Quarter
New credit card accounts rose 11 percent year-on-year in the second quarter of 2016 to total 84.9 million, according to...
Survey: Eight in 10 Trust Banks Most for Payment Safety
An overwhelming majority of consumers -- 82 percent -- say they trust banks most to keep their payments safe, according...
Building an ‘Internet of Value’
A conversation with Ripple’s Chris Larsen.
Do You Do What the Data Tell You?
The rise of prescriptive analytics, the ‘fourth frontier’ in big data.
How to Pinpoint a Data Breach More Efficiently
Rippleshot uses big data, machine learning and predictive analytics to help banks fight fraud.
Of Deadlocks and a Divided Court
The possibility of a 4-4 deadlock hangs over three cases with repercussions for the banking industry when the Court convenes...
Fed’s 2017 Fees to Rise 3.2 Percent
The Federal Reserve System’s 2017 fee schedules for priced services that go into effect Jan. 1 are expected to be...
Survey: Cash Resilient Amid Digital Payments Innovation
Prophecies of a cashless society are proving premature, according to survey results released by ATM provider Cardtronics and research firm...
