Payments
Study: Consumers Want Retailers to Provide Safer Payment Choices
An overwhelming majority -- 82 percent -- of consumers feel they should have a choice about what type of payment...
Fed Issues Update on Faster Payments Initiative
Having convened stakeholders from across the public and private sectors and outlined criteria for effectiveness, the Federal Reserve’s “faster payments”...
Weekly Infobyte: How Do Banks Authenticate Digital Transactions?
Everyone uses a username and password; large shares use out-of-band authentication and challenge questions.
Study: Mobile Payments Fast, Convenient, but Security Concerns Remain
Consumers are turning to mobile payments options for speed and convenience, though many have concerns about the security of their...
Study: Dodd-Frank Limited Revolving Consumer Credit by Double Digits
The Dodd-Frank Act has resulted in a 14.5 percent reduction in the revolving credit available to consumers in the form...
Faster Payments Task Force Capability Showcase Now Open
The Federal Reserve’s Faster Payments Task Force is inviting payment innovators to submit capabilities that can support end-to-end faster payments...
Realizing the Value of Same-Day ACH
When same-day ACH credit capability becomes available this fall, it will provide a wide variety of opportunities to add value...
CFPB: Campus Credit Cards Continue Decline
Credit cards offered in conjunction with colleges, universities and affiliated organizations have continued to decline since the CARD Act was...
Weekly Infobyte: Americans Say That Retailers Bear Responsibility for Protecting Customer Data
Voters are twice as likely to say that retailers, not financial institutions, are responsible for protecting customers' payment data.
