Bowman: Fed to propose capital changes aimed at reviving banks’ mortgage role
The Federal Reserve will soon issue proposals to change the regulatory capital framework in ways that incentivize banks to originate...
Community Banking
Nichols highlights community banking wins, challenges at CCB
Kicking off the ABA Conference for Community Bankers in Orlando, ABA President and CEO Rob Nichols highlighted the progress made...
New York Fed reports ‘modest decline’ in CDFI numbers, assets
After rising for more than a decade, the number of community development financial institutions and their total assets experienced a...
Loans to non-depository financial institutions: new granularity and a rapidly growing segment
These entities play a central role in credit intermediation outside the traditional banking system.
ABA backs bank-related provisions in housing bill
ABA voiced support for several provisions in a legislative package intended to boost housing availability in the U.S., including language...
Bank capital policy is economic policy
Tackling affordability starts with the cost of credit — and future capital rules can help.
Bessent fields lawmaker questions on crypto and deposits, CDFI Fund
In his second day of congressional testimony, Treasury Secretary Scott Bessent said he will work to ensure there is “no...
Bankers share ideas for strengthening communities in new report
The ABA Foundation unveiled a first-of-its-kind report capturing forward-looking ideas from bankers, community leaders and nonprofit partners on how financial...
Santander to buy Webster Bank, Prosperity to buy Stellar Bancorp in Texas
Santander has agreed to buy Webster Bank. Also, Prosperity Bancshares has agreed to buy Stellar Bancorp in Houston.
Three ways banks can lead boldly and with purpose in 2026
As we evaluate the role of banks, we must engage more boldly, more deeply and more urgently to help people...
