Draft Libor Transition Language Released for Business Loans, Securitizations
The Alternative Reference Rates Committee today issued consultations on draft fallback language for bilateral business loans and securitizations that reference...
Commercial Lending
The Replacements
As the longstanding Libor rides off into the sunset, what will replace it? And what do banks need to do...
OFR Flags Market Risk, Leveraged Lending in Annual Report
Noting that economic indicators are exceptionally positive, the Treasury’s Office of Financial Research flagged market risk, credit risk and cybersecurity...
Fed Watching Leveraged Loan Growth for Systemic Risk
The Federal Reserve is watching growth in the leveraged loan sector with an eye to its systemic implications, Federal Reserve...
Podcast: Giving Thanks for Banks’ Community Commitment
The latest episode of the ABA Banking Journal Podcast features interviews with the winners of ABA's 2018 Community Commitment Awards.
Easing Continues on Business, Residential Mortgage Loans Amid Softer Demand
In the previous quarter, banks eased terms and standards for business loans, while tightening slightly on commercial real estate loans...
SBA 7(a) Program Switches Fixed Base Rate from Libor to Prime
With the viability of the London Interbank Offered Rate uncertain beyond the end of 2021, the Small Business Administration is...
CFTC Permanently Sets Swap Dealer De Minimis Threshold at $8B
The Commodity Futures Trading Commission voted today to maintain the swap dealer de minimis threshold at $8 billion on a...
Agencies Release 2017 CRA Data on Small Business, Community Development Lending
The federal banking agencies today released 2017 Community Reinvestment Act data on small business, small farm and community development lending.
Podcast: Key Ingredients of Top Community Bank Performance
On the latest episode of the ABA Banking Journal Podcast, bank CEO and newly minted ABA Chairman Jeff Szyperski talks...
