Building trust in rural banking
Meet Tom Ogaard, ABA’s 2025-26 Government Relations Council chair.
Lawmakers consider potential changes to data privacy law
ABA urged Congress to apply the same privacy and securities standards for banks to other industries, and to make sure...
Housing starts increased in December
Housing starts in December 2025 increased to a seasonally adjusted annual rate of 1.404 million, according to the U.S. Department...
Bankers share stablecoins’ opportunities, risks for community banks
Congress last year passed the Genius Act, creating a regulatory framework for stablecoins.
State legislatures enter their busy season
Bank advocates expect 2026 to be a hectic year for state legislation, with possible bills on interchange fees, fraud, AI...
GAO: Federal Home Loan Banks play ‘key role’ in supporting small banks
Federal Home Loan Banks “can play a key role” in the health of small banks as a source of funding,...
FOMC lowers rates by 25 basis points
The Federal Open Market Committee voted to lower the target range of the federal funds rate by 25 basis points,...
CSBS: Data show regulatory burden falls hardest on community banks
Ten years of survey data from banks show that the cost of regulatory compliance eats up a larger percentage of...
How the Trump administration is reshaping BSA, sanctions compliance
A regulatory refocus coincides with a focus on drug trafficking, sanctions.
How AI provides an edge in lending
Recent research reveals banks with greater AI usage offered lower interest rates and experienced fewer instances of default.
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