State legislatures enter their busy season
Bank advocates expect 2026 to be a hectic year for state legislation, with possible bills on interchange fees, fraud, AI...
GAO: Federal Home Loan Banks play ‘key role’ in supporting small banks
Federal Home Loan Banks “can play a key role” in the health of small banks as a source of funding,...
FOMC lowers rates by 25 basis points
The Federal Open Market Committee voted to lower the target range of the federal funds rate by 25 basis points,...
CSBS: Data show regulatory burden falls hardest on community banks
Ten years of survey data from banks show that the cost of regulatory compliance eats up a larger percentage of...
How the Trump administration is reshaping BSA, sanctions compliance
A regulatory refocus coincides with a focus on drug trafficking, sanctions.
How AI provides an edge in lending
Recent research reveals banks with greater AI usage offered lower interest rates and experienced fewer instances of default.
FOMC lowers rates by 25 basis points
The Federal Open Market Committee announced that it will lower the target range for the federal funds rate by 25...
U.S. adds 22,000 jobs in August
The U.S. economy added 22,000 nonfarm jobs in August, the Labor Department said. The unemployment rate was little changed at...
Survey: Consumers increasingly turn to AI for financial advice
Thirteen percent of respondents said they use AI for banking and financial services on a daily basis, while 59% said...
ABA: More research needed on BNPL financing in housing
HUD should continue to study "buy now, pay later" financing and its potential effects on consumers and FHA-insured mortgage programs,...
