Consumer Expectations, Open APIs and the Evolution of Bill Pay
Community banks are using APIs to build new services rather than rely exclusively on legacy products.
FHFA to Maintain Multifamily Loan Caps for GSEs
The Federal Housing Finance Agency announced today that it will maintain Fannie Mae and Freddie Mac’s caps for multifamily lending...
ABA, BPI Petition Regulators to Codify Joint Statement on Regulatory Guidance
After regulators in September issued a joint statement clarifying that regulatory guidance does not have the force and effect of...
FFIEC Warns of OFAC Compliance Risk Due to Renewed Iran Sanctions
As the Treasury Department renewed economic sanctions against the Iranian regime today, the Federal Financial Institutions Examination Council issued a...
CFTC Permanently Sets Swap Dealer De Minimis Threshold at $8B
The Commodity Futures Trading Commission voted today to maintain the swap dealer de minimis threshold at $8 billion on a...
Fed Finalizes SIFI Risk Rating System
The Federal Reserve today finalized a new supervisory rating scale for large bank holding companies to better harmonize the ratings...
Study: Majority of Americans Struggling with Finances
Just 28 percent of Americans -- approximately 70 million people -- are financially healthy, according to the Center for Financial...
Fannie, Freddie Transfer $81 Billion in Credit Risk Through Q2 2018
Since the Federal Housing Finance Agency launched a credit risk transfer program for GSEs Fannie Mae and Freddie Mac in...
Payments Trends to Watch in 2019
Read on for further insights on faster payments, open banking, security and more.
Fed Proposes Tailored Supervisory Approach for Largest Banks
The Federal Reserve today issued its highly anticipated proposed framework for applying enhanced prudential standards to banking firms with $100...
