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Home Technology

Future minded: A special report on bank innovation

Banks are exploring ways to use powerful technology and new ideas to drive smart change.

October 19, 2026
Reading Time: 1 min read
Future minded: A special report on bank innovation

ABA Banking Journal looks at how banks are learning new ways to do business:

Peering into the crystal ball
How the core of the future influences the bank of the future.
By Evan Sparks and Khalil Garriott

‘Progressive modernization’ for cores
A path that supports continuous upgrades instead of waiting for features and enhancements to arrive in larger, less frequent releases.
By Evan Sparks

Banks’ wealth units pursue AI — carefully
‘Some of the best ideas have come from junior employees doing the analytical work who often understand the technology better.’
By John Hintze

The trust dividend
How regulatory and consumer expectations are shifting how partner banks compete for fintech deposits.
By Susan Cosgrove

Balancing security with customer experience
The banking, technology and government sectors have been collaborating as new technologies lower the barriers to creating convincing false identities.
By Walt Williams

Bringing AI into banks safely: A framework for boards
Getting the governance model right is what transforms AI from a risk-management concern into an institutional capability.
By Ravi Nemalikanti

Tags: Artificial intelligenceCustomer experienceCybersecurityTechnologyWealth management
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