Lessons from Apple’s Bite of the Card Business
Now that the famed Apple Card has been in the market for nearly 10 months, what can we learn from Apple’s foray into the banking—or more specifically, the credit card space?
Browsing: Technology
Retail Banking: A Future Powered by People
To accommodate changing consumer preferences and technology, it’s necessary to shift the retail culture. And that requires a wholesale look at the entire organization—and the removal of barriers between business lines that have existed within banks forever.
A Customer-Centric Foundation for Digital Banking
How today’s banks can build a tech culture that’s a catalyst for growth, yet keeps customers at the center of the banking experience.
Four U.S. Regulators to Join Global Financial Innovation Network
The FDIC, OCC, SEC and CFTC today announced that they would join the Global Financial Innovation Network.
FSB Report Highlights Challenges of Decentralized Technologies
While decentralized financial technologies—such as distributed ledgers or online peer-to-peer platforms—can benefit the financial system, they are also likely to pose many regulatory and supervisory challenges, according to a report released today by the Basel, Switzerland-based Financial Stability Board.
New ABA White Paper Helps Bankers Understand APIs
As part of its efforts to help bankers understand and leverage the benefits of fintech, ABA has updated its white paper on application program interfaces, or APIs.
The Incredible Bank Journey
Find out how a community bank based in Wausau, Wisc. became a top SBA lender, a niche expert in high-end motorhome lending and a national online presence and with a 10% annual growth rate—and became “Incredible” along the way.
Fed’s Bowman: Compliance Concerns Hindering Community Bank Innovation
Federal Reserve Governor Michelle Bowman today expressed concern that regulatory complexities and compliance issues could be hindering community banks’ approach to innovation.
WSJ Article Highlights Core Processor Innovation Challenges
A Wall Street Journal article today examined the challenges that many community banks face when working with their core processors to implement new technologies and remain competitive with larger institutions and highlighted ABA’s efforts to help banks innovate more quickly.
Community Banks Tell an Updated Story
Here’s what happened when marketers at 11 community banks across the country got together to make a video about the value community banking brings to the marketplace.